Terms of Service

By creating an account, accessing, or using any part of PalmTechnIQ, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you may not use our services.

These Terms apply to all users of the platform, including students, instructors, and administrators. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting.

PalmTechnIQ is an online learning platform that provides:

• • Access to online courses and educational content
• • Interactive learning tools and assessments
• • Mentorship and tutoring services
• • AI-powered interview preparation
• • Project-based learning opportunities
• • Certification and progress tracking

Our services are provided "as is" and we reserve the right to modify, suspend, or discontinue any aspect of our services at any time.

To access certain features of PalmTechnIQ, you must create an account. You agree to:

• • Provide accurate and complete information
• • Maintain the security of your account credentials
• • Notify us immediately of any unauthorized use
• • Be responsible for all activities under your account
• • Not share your account with others

You must be at least 13 years old to create an account. Users under 18 must have parental consent.

Payment terms for PalmTechnIQ services:

• • All payments are processed securely through Paystack
• • Course fees are due at the time of enrollment
• • Subscription fees are billed monthly or annually
• • All prices are in USD unless otherwise specified
• • Refunds are subject to our 30-day money-back guarantee

We reserve the right to change our pricing at any time. Price changes will not affect existing enrollments.

Users are prohibited from:

• • Sharing copyrighted content without permission
• • Engaging in harassment or discriminatory behavior
• • Attempting to hack or disrupt our services
• • Creating multiple accounts to circumvent restrictions
• • Sharing course content outside the platform

We reserve the right to remove content and suspend accounts that violate these guidelines.

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information. By using PalmTechnIQ, you consent to our data practices as described in our Privacy Policy.

We implement industry-standard security measures to protect your personal information and course progress data.

Either party may terminate this agreement at any time. Upon termination:

• • Your access to paid content will be revoked
• • Your account data may be deleted after 30 days
• • Outstanding payments remain due
• • Certain provisions of these Terms will survive termination

PalmTechnIQ is provided "as is" without warranties of any kind. We do not guarantee:

• • Uninterrupted or error-free service
• • Specific learning outcomes or job placement
• • Compatibility with all devices or browsers
• • Accuracy of all course content

To the maximum extent permitted by law, PalmTechnIQ shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

Our total liability shall not exceed the amount you paid for the specific service that gave rise to the claim.

These Terms are governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising from these Terms will be resolved in the courts of [Your Jurisdiction].

If you have questions about these Terms, please contact us: